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Luna Insurance Agency

Learn more about our agency.

Located in Round Rock, TX, Luna Insurance Agency provides personalized service and quality insurance coverage throughout the region. Backed by Farmers Insurance, we are committed to helping you throughout the entire insurance process, simplifying your solutions, and bringing you peace of mind.

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As your local Farmers Insurance agency, we are here to help you find the right coverage.

We’re Always There for Our Clients

Check out our reviews and see why you should switch to Luna Insurance Agency.

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Real clients. Real reviews. Real coverage.

“Stephen has been exceptional!”

– Kelsey C.

An experienced Farmers Insurance agent, Stephen Luna began Luna Insurance Agency with the goal of helping others. Through the power of protection that insurance offers, he and his team strive to provide the highest standards of excellence in customer service, top-quality coverage, and the guidance you need to protect what matters most.

Stephen Luna Agency Owner.

Luna Insurance Agency + Farmers Insurance

Get the personalized service and insurance coverage of a local agency backed by a nationally renowned source.

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The Advantage of a Local Farmers Insurance Agency

What makes our agency different?

  • Quality coverage from a trusted, reliable source.
  • Friendly, local service you can’t get from big box companies.
  • Focused on helping you understand your insurance.
Find Out How

The Advantage of a Local Farmers Insurance Agency

What makes our agency different?

  • Quality coverage from a trusted, reliable source.
  • Friendly, local service you can’t get from big box companies.
  • Focused on helping you understand your insurance.
Find Out How
Expertise You Can Trust
Personalized, Local Service
Quality, Customized Coverage
Here for You After Hours
Simplified Insurance Experience
Coverage You Can Understand

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What Makes Luna Insurance Agency Special

Here’s what sets us apart when it comes to serving your insurance needs.

We’re Your Neighbors

We live and work where you do, so we know how to bring you the best insurance that’s personalized to you and what matters most in your life.

We Put You First

From bringing you the right coverage, to helping you file a claim or answering your questions, we’re always here. We also can answer your after-hours calls.

We Simplify Insurance

Insurance should be the last thing you have to think about, it should bring you peace of mind. We make it easy to understand and navigate the process.

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

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As your local Farmers Insurance agency, we are here to help you find the right coverage.

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Round Rock, TX

1490 Rusk Road Suite 103
Round Rock, TX 78665

As your local Farmers Insurance agency in Round Rock, TX, we serve clients across Austin, TX, Cedar Park, TX, Pflugerville, TX, Leander, TX, Georgetown, TX, and beyond.

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